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Bear Flag Home Loans

Welcome to Bear Flag Home Loans, where it’s all about your home loan experience!

We built our company by remaining focused on what’s most important – our clients! We gain the trust of our clients through personal attention, timely communication and effective home loan strategies. We have a team of business partners with the industry experience our clients need so they can have complete confidence in making sound financial decisions. Our commitment to our clients goes beyond the transaction, and in the end, we have mutual relationships and friendships that our clients can count on for years to come!

We find joy when our clients express how simple and enjoyable their home loan experience was and at Bear Flag Home Loans, that’s our goal!

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Working with a Real Estate Brokerage that has a background in mortgage lending, business lending, and money management will give you the confidence you want when making some of life’s most important decisions!

– Martin Atencio Broker/Owner


Our Mission

Bear Flag Home Loans was created on the foundation of a great client experience, trust and commitment to help every client realize their goals for a new home, a second home or through refinancing.

Our Mission at work

Exceptional client service is delivered each and every time through our diligence to explain, listen and care for the unique goal that every client has in the long term. We embrace our company to client trust with every transaction that is processed.

And our commitment to help our clients build their future with our simple, enjoyable and informative experience through the loan programs offered at Bear Flag Home Loans.

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