Testimonials

So smooth, everything is handled online with quick and easy PDF uploads. If you want to meet somewhere to handle things you can do that as well. They make sure to make it easy and convenient. I loved my experience.

It’s amazing how fast and great the service was. It is difficult to get in touch with a lender within the same hour as many people are refinancing during these times of low-interest rates. Martin Atencio was my representative, and he was excellent.

The online applications process was so smooth and frictionless. I can’t emphasize this enough! Pre-approval was quick and easy. The service so far has been 5 stars, hands-down. Great company.

They take your best interest at heart. I was looking to refinance due to the lower interest rates. I already had a pretty decent deal.. Martin looked at the numbers and advised me that it wasn’t worth getting more into debt with the home and I would only be saving a small amount. He was not looking for a payday but was looking out for me. Bear Flag Home Loans showed me that they can be trusted and counted on. They do what’s best for you!! Due to their professionalism, I will keep using them and referring friends and family to them. They may be a small company right now, but they are doing big things.

I was interested in purchasing a home. Not only do they have real estate agents that are great, but I was able to go through them for my home loan. It was a one-stop-shop and so convenient. They communicate and work together so well. It made the process quick and painless so I could start focusing on a home within my approved rate. I was advised of the pros and cons for each loan and what would be the best for me in MY situation. I couldn’t have asked for better service and I am so thankful that I didn’t have to shop around for a real estate agent and someone to help me with my loan.

I was working with another lender and the communication was not there. I needed someone to explain to me the details so I knew what would be right for me and my family. I decided to go with a smaller and more intimate company. I’m so glad I did. The customer service received blew me away. Not only was the communication there, but I felt like I was genuinely cared about. Yes, there are some big loan companies out there, but I experience firsthand that they are just trying to get the next customer and blow through the process. Bear Flag Home Loans made me feel welcomed and cared for. The time they took to explain the process and the paperwork made me feel at ease.

I was working with another loan office on the purchase of my new home and the prices felt off. Per recommendation from my realtor, I reached out to Martin with Bear Flag Home Loans. Martin made the process so easy, he explained all the fees and kept in touch the whole process. I’d recommend him to anyone needing to purchase a home or refinance.